DO YOU HAVE UMBRELLA COVERAGE? Over the past several weeks, I have had two unfortunate situations that have arose in my practice that have prompted me to write this article concerning something called “umbrella coverage.” Despite its name, this type of insurance coverage has nothing to do with protection from weather events. As will be … Continued
After a recent snowstorm, a family member of mine asked me whether he had an obligation to remove ice and snow from the sidewalk in front of his house. It was his belief that he had no such obligation and that by attempting to remove the ice and snow, he would somehow be “opening himself” … Continued
I have had a number of recent cases where my clients were unable to obtain monetary damages for their personal injuries because of something called “charitable immunity.” Unfortunately for people that are seriously injured as result of someone else’s negligence, a New Jersey statute prevents the recovery of money for personal injury when the responsible … Continued
Summer is typically the time for barbecues, get-togethers and parties. Around this time, a lot of my clients ask me whether or not they can be responsible for serving alcohol to their guests. The short answer in the State of New Jersey is “yes.” New Jersey has a “social host” liability statute (N.J.S.A. 2A: 15-5.6) … Continued
A lawsuit that I recently handled reminded me of the importance of informing my clients of how they can protect themselves against drivers who do not have any insurance or have very low policy limits. In New Jersey, as well as many other states, automobile insurance companies are obligated by statute to sell coverage called … Continued
Many of us own dogs as pets and companions. As such, we should all be familiar with the state of the law in New Jersey as it relates to the liability of dog owners for their dog’s actions. New Jersey, like many other states, has a “strict liability” dog bite statute. Basically, this means that, if … Continued
This blog is a follow-up to a prior blog on my website concerning the ability to sue a landowner where an injury occurs as result of a slip or fall on ice or snow. My prior blog discusses the liability aspects as they relate to private landowners. This blog will address the liability as it … Continued
As the weather turns bad, many store owners and landowners begin to ask what their responsibility is with respect to clearing ice and snow from their walkways, parking lots and sidewalks. Similarly, people begin asking whether they have a viable personal injury case where they have sustained an injury after slipping and falling on an … Continued
If you or a family member are injured in an accident and do not have health insurance, you may be concerned as to who will ultimately be responsible for your medical bills. However, immediately after suffering the accident or injury, your main concern is getting the medical treatment that you need in order to prevent … Continued
In my day-to-day practice, I generally see two or three new clients per week that have been involved in automobile accidents. Unfortunately, about 90% of these people carry a policy of automobile insurance that does not allow them to sue for personal injury resulting from a motor vehicle accident. The purpose of this blog post … Continued